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Understanding Medicare Basics

Original Medicare: Part A (hospital) Part B (doctor visit) This doesn’t pay all your coinsurance, copayments and deductibles. Add a Medicare Supplement Plan G, N, HDG. Plan F and C for those with a birthdate before January 1, 2020. Still available!!!!!!

Questions To Ask

  • Learn why some agents push the inexpensive plans for their benefit and not yours.
  • Learn why the ALL IN ONE plan are really just a way to get you into something you can’t change for the whole year. Zero premium, zero deductible doesn’t mean zero cost.
  • Ask John about long-term care coverage.

Important Reminders

Some agents are sending you letters saying that it’s illegal for an agent to knock on your door. Half right, Half wrong. Medicare won’t send anyone to your house to talk about Medicare, True. In Florida, a licensed agent can talk to you about Medicare Supplements (Medigap) all day long. As long as their intention is not an attempt to sell you Medicare Advantage or Part D plan. Who would you trust, someone who’s not afraid to tell you the truth or someone who tells you HALF, THE TRUTH?

When To Enroll

Make your appointment 6 months before you turn 65 to learn more about Medicare and YOUR Initial Enrollment Period (AEP). Learn why some are telling you 3 months.

Plan F and Plan C Availablity

Plan F and Plan C are still available to those who have already enrolled in Medicare prior January 1, 2020.

How to Choose The Best Medicare Plan

John uses CSG Actuarial as a way to show compare Medicare Insurance companies strength and stability. He does this by running a query within your zip code and then you will be able to see the following: 1. Company Rating 2. Years in the Market 3. Expected Rate Increase or Decrease 4. Ask John about Loss Ratios to make sure your not paying more than you should be

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